Elder law attorneys handle specific legal issues faced by the elderly population. As seniors age, they frequently find themselves dealing with complicated issues related to their health and finances. At Elder Law Advocates, PLLC, our clients may come to us with concerns about their future or that of aging parents. Typical concerns include:
- Estate planning
- Long-term care
- Social Security benefits
- Medicare coverage
- Medicaid planning
- Nursing home and in-home care
- Powers of attorney
- Healthcare directives and end-of-life decisions
At Elder Law Advocates, we help seniors preserve their resources by using estate planning tools to protect their home and life savings from the expensive costs of long-term care. As health declines, we ensure trusted people have been chosen to make medical and financial decisions, as necessary, and follow through with healthcare directives and end-of-life treatment.
After you or a loved one passes, we guide families through the probate process as quickly as possible. Receiving direction from an elder law attorney in later stages of life prepares the entire family for the challenges of growing older.
Elder law consists of the following services:
- Protecting assets from being used for long-term care expenses
- Filing for Medicaid assistance
- Providing options for in-home, assisted living, and nursing home care
- Answering questions about nursing home issues, patient rights, and quality of care
- Creating wills, trusts, and financial and health care powers of attorney for disability and incapacity planning
Long-term Care Planning in Kentucky and Tennessee
Do you need help with the high cost of health care, qualifying for government health care programs, or protecting your home and assets for you or your loved ones?
If you’re asking these questions, we can provide you with a better understanding of long-term care planning. The annual cost of care in Elkton, Kentucky, and surrounding areas, including Clarksville, TN, range from $39,700 to nearly $94,000. We help determine how long your savings will last and find other options to pay for care.
Long-term care planning is a legal strategy that prepares you for the high cost of in-home, assisted living, and nursing home care. By evaluating financial resources and preserving your savings and hard-earned assets, you can live comfortably and still leave a legacy to your family members.
Asset Protection in Kentucky and Tennessee
Asset protection strategies go beyond creating a will. You need greater control of how assets are owned and distributed while sheltering them from creditors and probate. A comprehensive estate plan includes many documents, such as:
- Trusts – revocable and irrevocable
- Powers of attorney – medical and financial
- Advance healthcare directives – instructions for incapacitation and end-of-life matters
These documents empower specific people to manage your assets and make financial and medical decisions on your behalf if you become incapacitated due to an accident or illness. Without these documents, the Kentucky or Tennessee courts will make these important decisions for you. During a medical crisis, family members will be overwhelmed, and it’s not the best time to make critical decisions.
You also need to consider your designated beneficiaries for assets like:
- Life Insurance
- Retirement Plans
- Valuable Property
We look at accumulated assets that took a lifetime to earn and protect them from rising healthcare expenses. If you live in Elkton, KY, and surrounding counties, including the Clarksville, TN, area, we can help!
With 26 years of experience in elder law, probate, guardianship, and wills and trusts, Elder Law Advocates, PLLC focuses on protecting the elderly and their assets against the devastating costs of long-term care. We also specialize in helping seniors and veterans obtain government benefits. Elder law issues are complex, and we empower our clients to make educated decisions.