Giving Is Not Always Better Than Receiving
A person who might need Medicaid assistance in the near future should not give gifts to a loved one. This can be sad if that person gets joy out of generosity. But gifts in that situation can turn out to…
Mistakes to Avoid When Planning for a Disabled Family Member
Americans with special needs who are five years of age or older comprise the largest minority group in this country. The majority of federal and state benefits available to help persons with disabilities are needs-based, meaning income and assets are…
As Part of Your Memories, Your Possessions Play a Major Role
Imagine that your estate plan is complete. Managing your home, savings, and investments involves ensuring your family receives your valuable estate items in an unbiased, fair, and efficient manner. Your plan will also protect your legacy from your children’s potential…
Factors to Consider When Planning for Retirement
We all dream of the day when we can retire. Planning can be done no matter what your age, but experts encourage people to start as early as possible. Retirement planning can seem like a daunting endeavor for many people…
Veteran Advocates: 3 Reasons to Hire One
The number of veterans' benefits getting mired in the system is not only tragic but startling as well. A quick internet search can lead to story after story of veterans who have struggled to receive the benefits that are owed…
A Power of Attorney Allows Another Person to Act On Your Behalf
During the time he waited for his Texas house to close, Michael was enjoying his stay in Florida. Unfortunately, he took a bad fall and ended up in a Florida hospital. He had his Texas powers of attorney, but the…
The Medicaid Penalty Period and How to Avoid It
In order to qualify for Medicaid assistance for nursing home care, assisted living, in-home care, or adult foster care, individuals must meet the qualifications of low income and assets. As a result of these rules, many candidates give away their…
Who Gets an Inheritance if the Beneficiary is No Longer Alive?
In the event that your beneficiary is no longer alive, what happens to your inheritance? You may be wondering whether if you leave property to your brother Jim, but he dies before you, would his kids inherit the property in…
In an Age of COVID, Meditation Has Many Benefits
Around the world, COVID-19 continues to be a traumatic event. Previously unthinkable challenges, unwanted changes, and devastating losses of loved ones became all too common. Whether you call it meditation, yoga, prayer, spirituality, contemplative or philosophical thought, meditative practices can…
Act on Powers of Attorney That Age With Time
My uncle needs me to pay his hospital bills while he is in the hospital. Back in 2002, he named me as his financial power of attorney, so I could write checks on his bank account when he couldn't, like…